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Types of Loans

Adjustable Rate Mortgages (3/3 ARM, 5/5 ARM)
These increasingly popular ARMS can offer you a lower monthly payment due to an intro interest rate combined with a 40-year term. For example, a "5/5 ARM" has a fixed monthly payment and interest for the first five years and then can change every 5 years thereafter.  It's a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.

First Time Homebuyer Program
Becoming a home owner is an exciting step that can seem daunting at times. Triangle’s program for first time buyers was built with you in mind: with low rate options and help from our mortgage professionals every step of the way. With 97% loan to value options for single family homes and 95% loan to value options for condominiums, you can depend on Triangle to help you get into your first home for minimal money down. Plus, with our 40-year 5/5 and 3/3 adjustable rate mortgages, your monthly payments will be lower than with shorter term options.

Ten and Fifteen-Year Fixed Rate Mortgages
These loans are fully amortized over a 10 or 15-year period and feature constant monthly payments with a lower interest rate—and you'll own your home faster.

Twenty and Thirty-Year Fixed Rate Mortgage
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, adjustable-rate loans have a lower rate.

Jumbo Mortgages
Did you know Triangle Credit Union offers Jumbo Mortgages up to $1,000,000? With a host of Triangle Credit Union mortgage products, we offer the same low rates as our conventional mortgages.

Investment Properties
Are you ready to begin investing in multi-unit properties? Our 1-4 unit family investment property loans offer attractive adjustable rate mortgages with terms up to 25 years. 

Triangle Credit Union NMLS #528721
33 Franklin Street, Nashua, NH  03064
Direct:  (603) 889-2470 Ext. 135
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